Pearl J asked:


Why is COBRA considered better than individual health insurance plans? When I did some research,for almost the same kind of coverage but cheaper premiums, I could find individual health insurance plans.But I keep hearing that given an option, going for COBRA is the wiser decision. I don’t understand what the catch could be in these individual plans. Any insight?

Cindy

JoughDee asked:


I need to find insurance that has the following:
1. Bariatric Coverage
2. Out of Network Coverage
3. 60-100% Out of Network Coverage per day

Does anyone out there know of one that has all of these features?

Aleena

william e asked:


I just recently became self employed. Can anyone suggest any good individual health plans that they might have some experience with??

Nora

tw3 asked:


If you are happy with it, what company and what plan and at what cost per month?

Dayana

zen29sky asked:


If I have an individual health plan which costs about $150 month, then for some reason I become seriously ill, can my insurance company raise my premium? If so, how much? Is there any kind of legal limitation?

Destinee

Tiffy asked:


I live in Texas, I’m 26, homemaker. I need to see the dentist desperately and after calling around, I realize it’s going to get pretty expensive. I would also like to see an orthodontist & any other “general” benefits that I could get, I would definitely use. Any suggestions? I’m in pain!

Janice

preciosa asked:


I am 24, so I am too old to be on my mom’s health insurance plan, but I am also a graduate student, so I don’t have a full-time job, so I can’t get insurance through my job. I recently found a plan for about $180 a month and a $500 deductible, $20 copay for doctor visits, etc. Does this sound like a reasonable deal? It seems expensive to me, but I know that individual health insurance is through the roof these days.

Jenna

holacarinados asked:


I am talking about health insurance that covers doctors, prescriptions, and hospital expenses.

Olive

askme w asked:


I had my health insurance lapse 4 years ago and have been without since. Right after my lapse I had to out of pocket a hernia surgery and I don’t want to go thru that again. MY QUESTION is: If I went out and picked up an individual plan tomorrow, how long does it take for them to cover me if I am injured and need medical treatment? Be it a visit to a doctors office, a prescription, an x-ray, or a surgery. I’m not a drinker or smoker, nor do I have any current conditions.

Sara