EpicRacer asked:


i have to get my own plan b/c i will not be eligible to be covered by my parents any more.

im just looking to see what companies are good and how much health insurance will cost me.

i will probably need some good coverage as i am a hardcore mountain biker (crashes are inevitable)

Yadira

graybear asked:


I’m trying to pick a good health insurance individual plan for while I’m between jobs. I would like a low monthly premium, so I’m looking at pretty high deductibles. I’m thinking of a $5000 deductible, but that plan says it has a $3000 out-of-pocket maximum. How does that work? It that AFTER the deductible is met?

I’m also looking at another that is a $3000 deductible with higher coinsurance, but lower premium. I basically use preventative care, but am good on all my check ups until next year, so might not even use those while I have this insurance, because obviously I hope to be covered by an employer before then, but I want to be prepared for any emergencies.

I don’t want to pick a plan just based on how much I want to pay per month, but there are too many options! Any guidance on selecting a plan is greatly appreciated!

Alondra

argothiusz asked:


I need to purchase a Health Insurance for individual full time college student. Anyone has good recommendation? Would be nice if you include a little info of their plans ^^

Thanks

Eliza

moonwolf317 asked:


Cobra would be kinda pointless because it only covers us in the state that we live in and I’ve heard that a lot of individual health plans have to be used for a certain number of months before you can cancel it. What do you do for that first three months in a new state while your waiting for employee benefits to kick in?

Annabel

ttwofour asked:


I have a pre-existing and no insurance company (called them all) will take me. The ONLY way I can get insurance is through my wife’s work which costs an arm and a leg. Are there any groups that I can get in on? Like, if I join an association or something? Any advice? Thanks. I’m desperate here.

Justine