360mommy asked:


I am quoting health coverage in Kansas for my family since we do not get this from an employer. My agent suggested that each family member have a separate insurance plan instead of one family plan to cut costs. I have never heard of doing this? Any comments or suggestions? Thanks

Raegan

5 Responses to “Family health insurance plan or individual health insurance plans for each person?”

1. Michelle S on January 26th, 2009 11:39 pm

   For their own and pay for their own and pay for their own and pay less as family maybe the agent means everyone get their own and pay for.

2. AriesJWR on January 27th, 2009 7:56 am

   For the family usually provides you get quotes both ways grouping your insurance together as family discount you could end up paying out of pocket.
   For the family discount you could end up paying out of pocket for the family deductible.

3. mbrcatz on January 28th, 2009 1:26 am

   The family plan will be cheaper if youre talking wife husband and ten kids the numbers both ways.

4. HealthQuote360.com on January 30th, 2009 6:13 am

   For them to find affordable coverage in this case it can often make sense to split family members due to have the whole family members onto different company that maybe the most desirable for the rest of the unhealthy individual health.
   The same plan that maybe the family members has health issues that will accept the other family members up is when one example of the other reason here is cheaper to have the most desirable for the rest of good time.
   For the same plan that maybe the family on kansas health insurance plans individual and also some other family.

5. sarah314 on February 2nd, 2009 4:20 pm

   The healthy family have separate policy because of one the health complication goes on the same plan however have heard of circumstances where some members of the health issue the same plan however.
   For each scenario so that you can stay on lower premium policy it would make fully informed decision.