Dec
1
Hi. I am full-time student who goes to major university at Chicago (DEPAUL). Should I get Aetna IL Preventitive and Hospitalization plan for $48 per month ($1250 deductible, coin 20%, coin max $2500) or IL 5000 ($5000 deductible, but has copays for doctors and specialist before deductible for $49 per month, same coin and coin max). Or should I get BCBSIL for $43 per m ($2500 deductible, 20%, but only $1000 out-of packet max).
I am with no health insurance- I only have health plan provided by my school ($80 per quarter) that covers the visit to internal medicine doctor. My parents don’t have insurance. I am currently 19 and work part-time (little dangerous job as I work at stockroom with heavy lifts sometimes). My school provides health insurance from Aetna, but it’s too expensive comparing its premium and benefits to individual plans based where I live, not where I go to school, and I live in suburbs where premiums are much cheaper. I already have from Aetna provided by my school
cheap vision dental discount plan (vital savings by aetna) for only $29 per YEAR. I enjoy this. I can also have prespription for only $25 per year, but I really don’t need this.
Oh and my school, health plan doesn;t cover specialist only internal medicine, one clinic which has agreement with my school.
I don’t go much to doctor, expect that I would go sometimes to make my complete physical and eventually go to see mental doctor. I have sometimes headaches and often I am anxious. But I have good grades at school and do good at job.
But the way what do u know about Medicaid. Is it worth. I had this until I turned 19, but once I went to private clinic, Alexian Brothers which does not accept it. And I have heard it is very limited. But anyway could I apply for it on my own, or would I have to apply with my family (salaries, living expenses, etc).?
Janiyah
