schp asked:


A family member of mine was recently diagnosed with a serious and potentially fatal illness while visiting us in the US. He has no health insurance, and the surgery and treatment in US (which we prefer) will cost up to US$40K/year. I would appreciate very much any advice on whether he can still somehow obtain individual/family health insurance at this point, if so, how and what type should he get (PPO, POS, HMO, EPO, etc.)?
I myself am unfamiliar with health insurance plans so any help is much appreciated. Thank you very much for your help.

Rayne

Tracy’s asked:


My fathers health insurance through GM is going to be cancelled in Jan of 2009 and now we are in the process of trying to find another plan to go with his Medicare plan, is there anyone out there that has a suggestion for him?

Alexa

John F asked:


Does anyone have any feedback on individual health insurance plans in the S.D. area? Thanks -

Taylor

smiles11 asked:


I am turning 22 on JUNE 25 and will lose my health insurance through my dad. I am still in college and do not have a job. Does anyone know of a reasonably priced insurance plan? I hope to only need it for about 1 year, because graduate in December 08

I’m looking at full coverage and/or emergency only health plans. thanks!

Sidney

Ken T asked:


My employer does not provide health insurance. After extensive research, my wife and I found a suitable policy for ourselves that provided sufficient insurance coverage without breaking the bank. The major downside I see is that we are paying for the coverage with post tax money – yes our premium goes toward our itemized deductions, but that is no where near comparable to paying with pre-tax money. Am I wrong about this? Is there a better way to approach this?
It just doesn’t seem right that I am punished merely because my employer is a small business, not able to participate in a group insurance plan.

Leanna

Lizzie asked:


This is probably a weird place to ask this, but having trouble finding an answer online. I have individual health insurance, and my plan will not cover a pregnancy if conception occurs before 6 months after I add the maternity coverage. I am not currently pregnant, however I would like to begin trying before 6 months from now. Does anyone know of a health care plan that you can add maternity coverage to, and not have a waiting period for conception? For instance, if I opted for extra coverage in October and became pregnant in Dec., could I be covered?

Olivia

Yahoo Answer Angel asked:


That’s not socialized medicine, and it’s not a tax increase. It’s a large group insurance plan that catches people who have fallen in the cracks. It even incorporates free will and autonomy…wonderful things for a free country!

Katelyn

Jade asked:


I am 20 years old and on my step-father’s insurance plan. However, he seems to change jobs every 6 months so I CONSTANTLY either a) have no current insurance, or b) am in a waiting period so I cannot receive services.

I know nothing about insurance but would it be reasonable for me to get on an individual plan for myself? Although that’s not what I would like to do ideally, I’m sick of not being able to go to the doctor or get yearly dental cleanings. I also need to go to an Orthodontist which I know often isn’t covered by insurance, but I could deal with that when the time comes.

I’m a student and I don’t have a job with benefits so what exactly would be the best option to look into?

Jayla

harry-mcphail@sbcglobal.net asked:


keep in mind that I have a mental illness so it can’t be a “cherry picker” kind of company. NOT DISCOUNT PLANS PLEASE

Olivia

Truffe Re asked:


Can you buy two individual health insurance plans? Can you have more than one Health Insurance Plan for your self?
I have to buy my own insurance, but even the best individual insurance is crappy and I wanted to now if people ever buy two insurance plans? The insurance i have now only lets me see the doctor twice a year. If I got another insurance plan would it pick up where the other left off?
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Hazel